BPI Scheduled Bills Payment – Quick & Easy Setup in 3 Mins

Five years ago, I created a post on BPI scheduled bills payment but now that doesn’t work due to major changes on their website. This is a sequel to the previous post, and I will show BPI scheduled bills payment in 2022.

If you want a convenient way to receive funds, you can generate a BPI QR code so you can share it to your family and friends easily.

Related post: Why get a credit card?

BPI has recently revamped its website to make it responsive for desktop and mobile. Also, they changed their web URL. Before, you could access BPI online thru www.bpiexpressonline.com but now they changed it to www.bpi.com.ph. So even if you go to the previous URL, it would automatically redirect to the new URL.

Related: How to Open a BPI Account Online in 2021

The more critical upgrade is the integration of One Time Pin (OTP) for every relevant transaction. This is similar to Google’s Two Factor Authentication (2FA) where you could enable an additional security layer to ensure no one’s messing with your account. Smart move and a significant improvement for BPI.

How to Add an Account in BPI Online for Money Transfer

It is worth noting that this guide works both on desktop and mobile. Unlike other transactions that could be done with just OTP, in this request, you need to scan and email the enrollment form for it to be processed. Security reasons, I suppose.

  1. Log on to BPI online
  2. Click (or tap) Other Services
  3. Under Recipients, click Manage Recipients
  4. Click Add New Recipient
  5. On the dropdown menu, select Other Person’s Accounts
  6. Enter the Account Name and Account Number
  7. On the dropdown, choose the Relationship option
  8. On the other dropdown, select the Purpose option
  9. Click Next
  10. Review the information and click Confirm
  11. Click Download Enrollment Form. Write your name and signature. Affix your 3 specimen signatures on the boxes
  12. Email to [email protected] and use the subject “Enrollment Request-Third Party Accounts”
  13. Once confirmed, the enrolled account will appear as one of the Billers.

Here’s a Youtube video on how to do this. Please follow Juan Investor on Youtube!

How To Enroll Biller in BPI

These are the steps to enroll billers like credit cards, Globe/Smart Postpaid, PLDT, Meralco, and other utility bills for BPI scheduled bills payment.

  1. Login to BPI Online
  2. Click Other Services
  3. Under Recipients, click Manage Recipients
  4. Click Add New Recipient
  5. On the dropdown menu, select Billers
  6. On the Biller text field, search your biller (i.e. Citibank, Smart, PLDT, et al)
  7. On the Reference Number field, enter your credit card number (for credit cards) or account number
  8. Click Next
  9. Review the information and click Confirm
  10. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
  11. Check your SMS and enter the OTP
  12. Click Submit and you’re done

If you prefer a video, you can watch the video below.

Related: Withdraw from Payoneer to GCash

How To Pay Credit Card, Globe/Smart Postpaid, PLDT or Meralco Bills Thru BPI Online

Before you can pay bills online, you need to enroll the biller first.

  1. Login to BPI Online
  2. Click Payments/Load
  3. Under Pay from the dropdown, select the source account (make sure you have sufficient balance)
  4. Enter the amount to pay
  5. Select biller under the Pay to dropdown
  6. Under the Frequency dropdown, select Now
  7. Enter notes (optional)
  8. Click Next
  9. Review details and click Confirm
  10. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
  11. Check your SMS and enter the OTP
  12. Click Submit and you’re done

I made it easy for you, here’s a Youtube video for paying utilities, credit cards, and postpaid plans.

How To Configure BPI Scheduled Bills Payment

This guide is optional and is only applicable to those who want to automate the payment of their bills. It’s a set-and-forget system if you want to save time paying bills every period.

  1. Login to BPI Online
  2. Click Other Services
  3. Under Transactions, click Manage Scheduled Transactions
  4. Click Create Scheduled Transaction and select Pay Bills
  5. Under Pay from the dropdown, select the source account
  6. Enter the amount to pay
  7. Select biller under the Pay to dropdown
  8. Under the Frequency dropdown, select the desired frequency
  9. Enter Start Date
  10. Under the Number of payments dropdown, select the desired number of payments
  11. Click Next
  12. Review the details and click Confirm
  13. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
  14. Check your SMS and enter the OTP
  15. Click Submit and you’re done
Here’s a Youtube video for the on-screen process.

How To Delete A Biller or Other Accounts on BPI Online

    1. Login to BPI Online
    2. Click Other Services
    3. Under Recipients, click Manage Recipients
    4. Find the biller or account that you want to delete and click the red trash bin icon
    5. A pop-up message appears asking for confirmation. Click Yes
    6. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
    7. Check your SMS and enter the OTP
    8. Click Submit
    9. A confirmation message appears. Click Delete to delete scheduled transactions.

How To Edit BPI Scheduled Bills Payment or Funds Transfer on BPI Online

    1. Login to BPI Online
    2. Click Other Services
    3. Under Transactions, click Manage Transactions
    4. Under the Account dropdown, select the source account
    5. Once the scheduled transaction appears, click Edit
    6. You may change either the Frequency, Next transfer date, or Remaining transfers
    7. Once updated, click Save and you’re done.

How To Delete BPI Scheduled Bills Payment

  1. Login to BPI Online
  2. Click Other Services
  3. Under Transactions, click Manage Transactions
  4. Under the Account dropdown, select the source account
  5. Once the scheduled transaction appears, click Delete
  6. A pop-up message appears, click Proceed and you’re done

Do you have other concerns? Let me know in the comments.

Related: How to Cash In to GCash with BPI Online

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Written byPaul Dabuco
I'm Paul Dabuco, the man behind Juan Investor, one of the top personal finance blogs in the Philippines. I’m passionate about investing and digital marketing. When I’m not blogging, I’m either tinkering on my clients’ Facebook ads or beachbumming. You can read more about me.

Leave a comment

  1. Avatar of Mbgon
    Mbgon 12/02/2020 at 07:16 - Reply

    When you enroll in scheduled billing, does it mean bpi will automatically debit from you account? thanks

    • Avatar of Paul Dabuco
      Paul Dabuco 08/06/2021 at 18:53 - Reply

      Yes! That is actually the purpose of scheduled billing — automation. As long the source account has sufficient funds, it will process the transaction as scheduled.

  2. Avatar of Bernadette
    Bernadette 12/02/2020 at 07:16 - Reply

    This is such a big help! Thank you!

  3. Avatar of Alkhaizar Talib
    Alkhaizar Talib 01/04/2023 at 21:45 - Reply

    I want to open ATM account for reviewing money..

    • Avatar of Paul Dabuco
      Paul Dabuco 01/07/2023 at 01:29 - Reply

      If you’re opening a BPI account for the first time, you have to go to the nearest BPI branch in-person.

  4. Avatar of Des
    Des 02/08/2023 at 02:27 - Reply

    Hi, how can i get proof of payment from BPI scheduled bills payment (if i choose paying it monthly and the biller requires a screenshot of proof of payment) thanks in advance

    • Avatar of Paul Dabuco
      Paul Dabuco 02/08/2023 at 16:22 - Reply

      Hi, you can use the email confirmation from BPI as proof of payment.

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