BPI Scheduled Bills Payment – Quick & Easy Setup in 3 Mins

Related post: Why get a credit card?

BPI has recently revamped its website to make it responsive for desktop and mobile. Also, they changed their web URL. Before, you could access BPI online thru www.bpiexpressonline.com but now they changed it to www.bpi.com.ph. So even if you go to the previous URL, it would automatically redirect to the new URL.

Related: How to Open a BPI Account Online in 2021

The more critical upgrade is the integration of One Time Pin (OTP) for every relevant transaction. This is similar to Google’s Two Factor Authentication (2FA) where you could enable an additional security layer to ensure no one’s messing with your account. Smart move and a significant improvement for BPI.

How to Add an Account in BPI Online for Money Transfer

It is worth noting that this guide works both on desktop and mobile. Unlike other transactions that could be done with just OTP, in this request, you need to scan and email the enrollment form for it to be processed. Security reasons, I suppose.

1. Log on to BPI online
2. Click (or tap) Other Services
3. Under Recipients, click Manage Recipients
4. Click Add New Recipient
5. On the dropdown menu, select Other Person’s Accounts
6. Enter the Account Name and Account Number
7. On the dropdown, choose the Relationship option
8. On the other dropdown, select the Purpose option
9. Click Next
10. Review the information and click Confirm
11. Click Download Enrollment Form. Write your name and signature. Affix your 3 specimen signatures on the boxes
12. Email to [email protected] and use the subject “Enrollment Request-Third Party Accounts”
13. Once confirmed, the enrolled account will appear as one of the Billers.

Here’s a Youtube video on how to do this. Please follow Juan Investor on Youtube!

How To Enroll Biller in BPI

These are the steps to enroll billers like credit cards, Globe/Smart Postpaid, PLDT, Meralco, and other utility bills for BPI scheduled bills payment.

1. Login to BPI Online
2. Click Other Services
3. Under Recipients, click Manage Recipients
4. Click Add New Recipient
5. On the dropdown menu, select Billers
6. On the Biller text field, search your biller (i.e. Citibank, Smart, PLDT, et al)
7. On the Reference Number field, enter your credit card number (for credit cards) or account number
8. Click Next
9. Review the information and click Confirm
10. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
11. Check your SMS and enter the OTP
12. Click Submit and you’re done

How To Pay Credit Card, Globe/Smart Postpaid, PLDT or Meralco Bills Thru BPI Online

Before you can pay bills online, you need to enroll the biller first.

1. Login to BPI Online
2. Click Payments/Load
3. Under Pay from the dropdown, select the source account (make sure you have sufficient balance)
4. Enter the amount to pay
5. Select biller under the Pay to dropdown
6. Under the Frequency dropdown, select Now
7. Enter notes (optional)
8. Click Next
9. Review details and click Confirm
10. A pop-up message for One Time Pin (OTP) appears. Click Yes, and send me the code
11. Check your SMS and enter the OTP
12. Click Submit and you’re done

I made it easy for you, here’s a Youtube video for paying utilities, credit cards, and postpaid plans.

1. Login to BPI Online
2. Click Other Services
3. Under Transactions, click Manage Transactions
4. Under the Account dropdown, select the source account
5. Once the scheduled transaction appears, click Delete
6. A pop-up message appears, click Proceed and you’re done

Do you have other concerns? Let me know in the comments.

Related: How to Cash In to GCash with BPI Online