You’ve already heard about GCash Mastercard and its amazing features and benefits. If you want to learn more about how to apply and activate GCash Mastercard, you’ve come to the right place.

In this article we’ll discuss everything you need to know about GCash Mastercard.

Check out our GCash Ultimate Guide Series: GCash App Basics and GCash Cash In.

GCash Mastercard

Who Can Avail the GCash Mastercard

Everyone who has a fully-verified GCash account can avail the GCash Mastercard. Follow these steps to get fully-verified in GCash.

GCash Mastercard Price

You can get the GCash Mastercard for only ₱215 through the GCash app or ₱150 if you buy it thru convenience stores.

How to Apply for GCash Mastercard

There are two (2) ways to get a GCash Mastercard: online and in store purchase. You can get a GCash Mastercard online via GCash app or offline through convenience stores.

Before, you could fill out the GCash Mastercard Order Form online to order the card. However, as of this writing GCash Mastercard order form is already deactivated.

Now let’s dive into the complete steps to get your GCash Mastercard.

Related post: How to Cash In GCash via BPI Online

How to Get GCash Card Through the GCash App

How to Get GCash Card thru GCash App

Using the GCash app is the most convenient way to get a GCash Mastercard. To order, here’s how to get GCash Mastercard using GCash app in your mobile phone.

Step 1: Log in to your GCash app thru your 4-digit PIN or biometrics. If you don’t have a GCash app, you can download GCash in the App Store or Google Play.

gcash-app-android gcash-app-ios

Note: GCash Mastercard is available to everyone who are fully-verified users. Follow the steps to create a GCash account and the steps to get fully-verified in GCash.

Step 2: Tap “View All GCash Services

Step 3: Under Fund Management, tap “Cash Out

Step 4: Tap “Deliver

Steps to Get GCash Card thru GCash App

Step 5: Fill out the recipient and delivery information. Make sure that all information are correct

    • Full Name
    • Mobile number
    • Address

Note: GCash Mastercard price is ₱215.00 – ₱150 for the card, ₱65 delivery fee

Step 6: Read the Terms and Conditions. Tap the box to accept the Terms and Conditions, then tap “Next

Step 7: Confirm payment by tapping the Pay button.

Note: Make sure that you have enough GCash balance

Step 8: You’re done! Notification screen shows that you have successfully paid GCash Mastercard via GCash

Now you have to wait for the delivery of your GCash card within 10 days. The courier will contact you once it’s on its way to you.

How to Get GCash Card thru Convenience Stores

How to Get GCash Card Thru Convenience Stores

If you prefer a cheaper way, you can get the GCash Mastercard via partner convenience stores.

For only ₱150, you can have the GCash Mastercard right off the bat without the pain of waiting for the delivery.

There are currently 5 partner convenience stores to choose from:

  1. 7-Eleven
  2. All Day
  3. Ministop
  4. Lawson
  5. Robinsons Business Centers

To order a Gcash card, simply approach the cashier of the convenience store and pay for the card.

How to Activate and Link GCash Mastercard to Your GCash Account

Now you have the GCash Mastercard, what’s next? The next step is to activate GCash Mastercard.

Note: You couldn’t use your GCash Mastercard until you activate and link it to your GCash account.

To activate your card, use the GCash app and follow these simple steps.

Step 1: Log in to your GCash app thru your 4-digit PIN or biometrics

Step 2: Tap “Profile” then tap “My Linked Accounts

Step 3: Select “GCash Mastercard

Step 4: Tap the “Add a Card” button

Steps to Link GCash Card to GCash Account

Step 5: Enter the 6-digit OTP sent to your registered number. Tap “Submit” to submit verification details

Step 6: Enter the last 4-digits of your GCash Mastercard and the 12-digit Virtual Account Number. Tap “Next

Step 7: Enter your nominated 6-digit PIN then tap “Next

Note: Remember this PIN. You could not transact if you forget your PIN

Step 7: A notification prompt appears. You have now successfully linked to your GCash account

Steps to Link GCash Card to GCash Account

How to Withdraw Money Using the GCash Mastercard

How to Withdraw Money Using GCash Mastercard

You can use your GCash Mastercard to withdraw cash through any Bancnet or Mastercard ATM. Yes, that’s more convenient than sending money from GCash to your bank and withdraw thru the ATM.

For any withdrawal amount, there’s a fixed service fee of ₱20.oo per withdrawal. The minimum cash out amount is ₱500 while the maximum daily withdrawal amount is ₱50,000.

Follow these simple steps to withdraw money using GCash Mastercard.

Step 1: Insert your GCash Mastercard into the ATM

Step 2: Enter your 6-digit PIN

Note: Refer to the steps to set your GCash Mastercard PIN

Step 3: Withdraw the amount and don’t forget your GCash Mastercard

How to Set or Reset Your GCash Mastercard 6-Digit PIN

How to Set or Reset GCash Card PIN

You will use the 6-digit PIN to withdraw money from the ATM. Follow these steps to nominate or reset your GCash Mastercard PIN.

Step 1: Log in to GCash app thru your 4-digit PIN or biometrics

Step 2: Tap “Profile” then tap “My Linked Accounts

Step 3: Select “GCash Mastercard

Step 4: Select an account and tap the “Set Card PIN” button

Step 5: Enter the 6-digit PIN that you want and confirm

Step 6: A notification prompt appears that you have successfully set your Card PIN

What is GCash Mastercard: 9 Card Features

Front of GCash Mastercard

Image from GCash

Back of GCash Mastercard

Image from GCash

The GCash Mastercard is a physical card that acts like any other debit card, ATM card and prepaid credit card.

It’s like an extension to your GCash account. GCash Mastercard can be used to withdraw cash from any Bancnet or Mastercard ATM.

You can use your GCash Mastercard for online or offline purchases from Mastercard merchants around the world. Bills payment and other transactions are also possible.

Moreover, you can also use the card to withdraw funds from other ewallets such as Paypal and Payoneer.

GCash Mastercard has outstanding safety features like any other debit card and credit card.

1. EMV Chip

It’s an embedded microchip to secure payments in compatible ATM and Point of Sale (POS) terminals.

2. Card Number

This 16 digit card number will be used in your purchases. Always keep this number secure and don’t share to anyone.

3. Card Expiry

The date when the card expires and can no longer be used. You will also need this in your online purchases.

4. CVV Code

This 3-digit code is validated during payment to ensure that the one transacting is holding the card

5. Mastercard Logo

Signifies the affiliation of GCash and Mastercard. This means you can transact anywhere in the world as long as the merchant is Mastercard-accredited.

6. GCash Contact Details

This is how you can contact GCash if you encounter any issues or problems related to GCash

7. Signature Strip

The section where you can affix your signature for added security. It’s not required although some merchants need this to process offline transactions

8. Mastercard Hologram

Another security feature which will help merchants determine the authenticity of the card.

9. Bancnet Logo

Signifies the affiliation of GCash and Bancnet. This means you can withdraw cash from any Bancnet supported ATMs using GCash Mastercard.

How to Lock GCash Mastercard

For security reasons, you may want to lock your GCash Mastercard to prevent fraudulent transactions. By locking your GCash card, NO transactions will be processed.

This is a very useful feature. When you encounter any unauthorized transactions in your card, you can simply lock your card and avoid further damage.

Here’s the step by step guide.

How to Lock GCash Card

Step 1: Login to your GCash app thru your 4-digit PIN or biometrics

Step 2: Tap “Profile” then tap “My Linked Accounts

Step 3: Select “GCash Mastercard

Step 4: Select an account and tap “Lock Card

Step 5: A notification prompt appears to confirm if you want to lock your GCash Mastercard. Tap “Lock Card

Step 6: Once locked, a notification prompt appears that card locking is successful. Your card will now be greyed out

How to Unlock GCash Mastercard

So you’ve locked your GCash card and after few days you decide to unlock it. Follow these steps to unlock GCash Mastercard.

How to Unlock GCash Mastercard

Step 1: Login to your GCash app thru your 4-digit PIN or biometrics

Step 2: Tap “Profile” then tap “My Linked Accounts

Step 3: Select “GCash Mastercard

Step 4: Select an account and tap “Unlock Card

Step 5: A small notification prompt appears at the bottom of the screen confirming that your card is successfully unlocked.

Frequently Asked Questions

1. Can I use GCash Mastercard outside the country?

Yes, you can make purchases (offline or online) and withdraw money abroad using GCash Mastercard.

2. Can I use it as a credit card?

Yes, as long as you have enough balance in your GCash account, you can use it as a prepaid credit card for online and in store purchases.

3. Can I have two (2) or more GCash Mastercards?

Yes, as long as you have more than one GCash wallet. But you can only have one (1) GCash card linked to your GCash wallet. Also, you can only have one wallet for every mobile number. Although, GCash allows up to 5 wallets registered under your name.

4. Can GCash deliver the card to my area?

If your area is listed in out of coverage areas, you could not avail the delivery option. Instead, you could order a GCash mastercard in convenience stores.

5. I haven’t received my GCash Mastercard. How can I contact GCash?

If you haven’t received the GCash card within 10 days, you can contact the GCash Hotline (2882) or submit a ticket in GCash Help Center. Simply tap the “Submit a New Ticket” button at the bottom of the page.

6. How can I use GCash Mastercard for offline or in store purchases?

GCash Mastercard can be swiped in the POS terminal. Some merchants may need you to enter your 4-digit MPIN. This is different from your 6-digit PIN.

7. What is Virtual Account Number? Is it the same as GCash Mastercard number?

No, your Virtual Account Number is different from GCash Mastercard number. A Virtual account number is a 12-digit number found at the back of your card that serves as an identifier for security reasons. GCash Mastercard has 16 digits and it’s found at the front of your card.

Final Thoughts

GCash is the number one ewallet in the Philippines. With the introduction of GCash Mastercard, now you can transact online and withdraw money directly through the ATM.

Thanks to the powerful features of GCash Mastercard, it functions as a debit card and credit card at the same time. You can use your GCash account for virtually any transaction that you can imagine. Financial transactions are now convenient and seamless.

As always, security is the main priority so you should always be cautious and vigilant on your online transactions.

References

close
paul-dabuco-juaninvestor

Oh hi there!

Sign up to receive post notifications in your inbox every week.

We don’t spam! Read our privacy policy for info.

Subscribe to JuanInvestor 👋

Sign up to receive notifications in your inbox.

We don’t spam! Read our privacy policy for info.

Paul DabucoAuthor
Paul Dabuco is the author of Juan Investor. He’s passionate about investing and digital marketing. When he’s not blogging he’s either tinkering on his clients’ Facebook ads or beachbumming.

Share This Story 👍

Leave A Comment

Subscribe to JuanInvestor

Sign up to receive notifications in your inbox.

We don’t spam! Read our privacy policy for info.

Disclaimer: We may earn a small commission if you end up making a purchase thru our affiliate links at no extra cost to you. We personally use these products and recommend them. Thanks for the support!

close
paul-dabuco-juaninvestor

Oh hi there!

Sign up to receive post notifications in your inbox every week.

We don’t spam! Read our privacy policy for info.