How to Buy Bitcoin, Ether, Ripple in 2023

While everyone is going CRAZY, having massive returns in cryptocurrency north of 250% or 450%, it is never too late to ride the big wave. Here’s how to buy Bitcoin in CoinsPH in the Philippines.

Investing is important and while crypto is rewarding, let us not discount that it’s also very risky. You will lose money at some point. Hence, learning how to invest in cryptocurrency is essential for every investor.

Related: What is Bitcoin & Cryptocurrency

Investing is important, but before pouring your cash and waiting for value appreciation, please read my post about cryptocurrency and Bitcoin. In that post, I detailed the history of Bitcoin and the risks you will face as an investor.

What is

Coins is an electronic wallet or e-wallet similar to GCash. You could store money inside your e-wallet and make online transactions such as paying utility bills, shopping online, buying crypto, and sending money to other banks.

Is safe? was founded in 2014 and currently has 10 million users in the Philippines. Coins also claimed on their website that they are regulated by the Bangko Sentral ng Pilipinas (BSP).

Moreover, they are the “first blockchain-based company in Asia to hold virtual currency and Electronic Money Issuer licenses from a central bank.”

I’ve been using the Coins app since September 2017, and I am very satisfied with it.

The convenience of using the app for paying utility bills and money transfers saved me a heck of a lot of time. It is one of the most essential apps Filipinos should use.

Related: How to Cash In from Payoneer to GCash

In my four years of using the app, I have never been scammed, and there were no sketchy transactions in my account. Thus I can confidently say that the Coins app is very safe to use.
Coins vs. GCash — which is better?

Coins and GCash are pretty similar apps. You could use it either for paying utility bills, shopping online, government transactions, or money transfers.

Related: How to Cash in to GCash via BPI Online

But there is only one unique difference between them: cryptocurrency.

Coins have an integrated cryptocurrency wallet, so you can invest, send or receive cryptos such as Bitcoin (BTC), Ether (ETH), Bitcoin Cash (BCH), and Ripple (XRP) in the same app. GCash doesn’t support crypto at the moment.

This is a big deal because there are other major cryptocurrency exchange apps in the market. However, they are not based in the Philippines and couldn’t be integrated into your local bank, so I still prefer Coins over other apps.

The decision then is clear, function-wise, Coins is better than GCash. With its crypto wallet support, you can exchange assets anytime from crypto to fiat currency (Philippine Peso) and vice versa. How cool is that?

How to Cash In to from GCash

Cashing in or depositing money to Coins is very easy, and various ways exist. You can select from several options below and follow the on-screen instructions.
Here’s how to do it:
    1. Log in to your GCash account
    2. Tap “Bank Transfer
    3. Under “Select Partner Banks“, tap “View All
    4. On the Search field, type “DCPay” and tap “ (DCPay)
    5. Enter the amount beside the “PHP” field (make sure that you have sufficient balance in your GCash account
    6. Enter your name in the “Account Name” field e.g. Juan de la Cruz
    7. Enter your mobile number in the “Account Number” field e.g. 09123456789
    8. Enter your email in the “Send Receipt to” field. This is optional
    9. Tap “Send Money

Preferred Cash-In Locations

These are the cash-in methods recommended by Coins as these are real-time, and you can cash in instantly, but if these options aren’t possible for you, then there are countless other ways to do it.
  1. Palawan Pawnshop
  2. Western Union
  3. M Lhuillier ePay
  4. Metrobank via Instapay
  5. UnionBank Online via Instapay


  2. GCash
  3. Paymaya

Online Bank Transfer

  1. AllBank (A Thrift Bank) Inc.
  2. Asia United Bank
  3. Bangko Mabuhay (A Rural Bank)
  4. Bank of Commerce
  5. CIMB
  6. CTBC Bank
  7. Camalig Bank
  8. Card Bank, Inc.
  9. Cebuana Lhuillier Rural Bank
  10. China Bank Savings
  11. China Banking Corporation
  12. Development Bank of the Philippines
  13. Dungganon Bank, Inc.
  14. EastWest Bank
  15. EastWest Rural Bank
  16. Equicom Savings Bank, Inc.
  17. ING Bank N.V.
  18. ISLA Bank, Inc.
  19. Landbank / OFBank
  20. Malayan Bank Savings and Mortgage Bank, Inc.
  21. Maybank Philippines, Inc.
  22. Metropolitan Bank and Trust Company
  23. Omnipay, Inc.
  24. PNB Savings Bank
  25. Partner Rural Bank (Cotabato), Inc.
  26. Philippine Bank of Communications
  27. Philippine Business Bank, Inc.
  28. Philippine National Bank
  29. Philippine Savings Bank
  30. Philippine Trust Company
  31. Philippine Veterans Bank
  32. Producers Savings Bank
  33. Quezon Capital Rural Bank, Inc.
  34. RCBC Savings Bank, Inc.
  35. RCBC/DiskarTech
  36. Robinsons Bank Corporation
  37. Rural Bank Corporation
  38. Rural Bank of Guinobatan
  39. Security Bank Corporation
  40. Sterling Bank of Asia, Inc.
  41. Sun Savings Bank, Inc.
  42. UCPB Savings Bank, Inc.
  43. UnionBank Online Banking
  44. UnionBank of the Philippines
  45. United Coconut Planters Bank
  46. Wealth Development Bank Corporation
  47. Yuanta Savings Bank Philippines, Inc.

Over-the-Counter Banking

  1. ChinaBank (via DragonPay)
  2. UnionBank Over-the-Counter

Remittance Centers

  1. Cebuana Lhuillier Instant Cash In
  2. LBC Bills Xpress via DragonPay
  3. M Lhuillier ePay
  4. Palawan Pawnshop
  5. PeraHub

Department Stores

  1. Robinsons Business Center via DragonPay
  2. SM Bills Payment Center via DragonPay

International Options

  1. Remitly
  2. Ria Money Transfer
  3. Western Union
  4. WorldRemit

Kiosk Payments

  1. Posible
  2. eTap Deposit

How to Buy Bitcoin, Ether, Bitcoin Cash and Ripple in Coins PH

Buying Bitcoin is so easy, thanks to the user-friendly interface of Coins. Here are the steps on how to buy Bitcoin in Coins.
If you don’t have a balance in your Peso Wallet, follow the previous steps first on how to cash in to your Coins account.
  1. Log on to Coins app
  2. Tap “Crypto
  3. Tap “Convert
  4. Under “You are converting from:“, select “PHP” from the dropdown menu
  5. Enter the Peso amount that you want to convert e.g. 2000 or 5000
  6. Under “You will receive:“, select the crypto that you want to own e.g. BTC, ETH, BCH or XRP
  7. Coins will now compute the amount of crypto that you will receive
  8. Swipe “Slide to Convert” to proceed
  9. Done! You now have crypto!

How to Convert from Bitcoin, Ether, Bitcoin Cash or Ripple to Philippine Peso in Coins PH

The best thing about crypto is that it is always online 24/7. Hence as you see profits in your account, you can liquidate your earnings and convert them to Philippine pesos at your disposal. Here are a few easy steps on how to do it.
  1. Log in to Coins app
  2. Tap “Crypto
  3. Tap “Convert
  4. Under the “You are converting from:” field, select the crypto
  5. Enter the amount that you want to convert. You can also choose “Convert all
  6. Under the “You will receive:” field, select “PHP
  7. Now you will see the converted value in Philippine Peso based on the “Current Rate
  8. Swipe to the right the “Slide to Convert
  9. Done!
You could also convert from crypto to crypto. Here are the other possible conversions.
  • Bitcoin (BTC) to Ethereum (ETH), Bitcoin Cash (BCH), or Ripple (XRP)
  • Ethereum (ETH), Bitcoin Cash (BCH), or Ripple (XRP) to Bitcoin (BTC)

How to Cash Out from Coins to GCash

This is the best part! Cashing out is as easy as cashing in. Once you decide to reap your profits, you can convert from crypto to Philippine Peso. Here’s how you can cash out from Coins to GCash.
  1. Log in to Coins
  2. Tap “Cash Out
  3. Under E-Wallets, tap the GCash icon
  4. Enter the amount you want to transfer
  5. Select delivery time. Choose “Instapay” for the transaction within 10 mins (with Php10 fee). PESONet is not available for GCash
  6. Tap “Next
  7. On the “GCash Account Name“, enter your name or the recipient’s name
  8. On the “GCash Mobile Number“, enter your mobile number or on the “Recipient Mobile Number“, enter the recipient’s mobile number
  9. Tap “Next
  10. Done

Preferred Cash-Out Locations

Again, the following options are recommended by Coins to withdraw your money instantly. You can also verify the transactions real time.

  1. LBC Instant Peso Padala
  2. Palawan Express Pera Padala
  3. GrabPay (InstaPay)
  4. M Lhuillier Cash Pickup


  1. Al-Amanah Islamic Bank
  2. AllBank (A Thrift Bank) Inc.
  3. Allied Bank Corporation
  4. Asia United Bank
  5. Australia & New Zealand Bank
  6. BDO
  7. BDO Network Bank, Inc.
  8. BPI
  9. BPI Family Savings Bank
  10. Bangko Mabuhay (A Rural Bank), Inc.
  11. Bangkok Bank Public Co., Ltd.
  12. Bank of America, Nat’l. Ass’n.
  13. Bank of China
  14. Bank of Commerce
  15. Bank of Florida (A Rural Bank)
  16. Binangonan Rural Bank (BRBDigital)
  17. CIMB Bank Phils, Inc.
  18. CTBC Bank (Philippines) Corporation
  19. Camalig Bank
  20. Cantilan Bank
  21. Card Bank, Inc.
  22. Cebuana Lhuillier Rural Bank, Inc.
  23. China Bank Savings
  24. China Banking Corporation
  25. Citibank, N.A.
  26. Community Rural Bank of Romblon
  27. Deutsche Bank
  28. Development Bank of the Philippines
  29. Dungganon Bank, Inc.
  30. EastWest Bank
  31. EastWest Rural Bank/Komo
  32. Equicom Savings Bank, Inc.
  33. First Consolidated Bank
  34. Guagua Rural Ban
  35. HK and Shanghai Banking Corp.
  36. HSBC Savings Ban
  37. ING Bank N.V.
  38. ISLA Bank (A Thrift Bank) Inc.
  39. Industrial Bank of Korea – Manila
  40. Innovative Bank (Innobank) Inc.
  41. JPMorgan Chase Bank
  42. Keb Hana Bank
  43. Landbank / OFBank
  44. MUFG Bank, Ltd
  45. Malayan Bank Savings and Mortgage Bank, Inc.
  46. Maybank Philippines, Inc.
  47. Mega Intl Comml Bank Co. Ltd
  48. Metropolitan Bank and Trust Company
  49. Mizuho Bank, Ltd
  50. Partner Rural Bank (Cotabato), Inc.
  51. Philippine Bank of Communications
  52. Philippine Business Bank, Inc.
  53. Philippine National Bank
  54. Philippine Savings Bank
  55. Philippine Trust Company
  56. Philippine Veterans Bank
  57. Planters Bank
  58. Producers Savings Bank
  59. Queen City Development Bank
  60. Quezon Capital Rural Bank, Inc.
  61. RCBC Savings Bank, Inc.
  62. RCBC/DiskarTech
  63. Rang-ay Bank Inc.
  64. Robinsons Bank Corporation
  65. Rural Bank of Digos
  66. Rural Bank of Guinobatan
  67. Security Bank Corporation
  68. Security Bank Savings
  69. Shinhan Bank
  70. Sterling Bank of Asia, Inc.
  71. Sumitomo Mitsui Banking Corp.
  72. Sun Savings Bank, Inc.
  73. The Standard Chartered Bank
  74. UCPB Savings Bank, Inc.
  75. UnionBank of the Philippines
  76. United Coconut Planters Bank
  77. Wealth Development Bank Corporation
  78. Yuanta Savings Bank Philippines, Inc.


  1. GCash
  2. GrabPay Philippines
  3. Paymaya Philippines, Inc.
  4. Starpay
  5. Remittance Centers
  6. LBC Instant Peso Padala
  7. M Lhuillier Cash Pickup
  8. Palawan Express Pera Padala
  9. Cash Card
  10. RCBC MyWallet

Tollway Credits

  1. AutoSweep RFID
  2. Easytrip NLEX Toll


Investing in crypto is so much easier now with Coins. With proper education and mindset, anyone can harness the power of crypto to achieve significant value appreciation that other investment vehicles cannot offer.

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Written byPaul Dabuco
I'm Paul Dabuco, the man behind Juan Investor, one of the top personal finance blogs in the Philippines. I’m passionate about investing and digital marketing. When I’m not blogging, I’m either tinkering on my clients’ Facebook ads or beachbumming. You can read more about me.

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