paymaya to gcash

Paymaya is a popular mobile wallet in the Philippines. This post will teach you how to transfer from Paymaya to GCash plus other digital wallets and banks.

Related: Send Money thru GCash

Paymaya has been growing steadily since its launch in 2007 behind the more popular app GCash. The two mobile wallet apps are pretty similar but we’ll focus on Paymaya.

Check out our Ultimate Guide to GCash Series.

Paymaya Sign Up thru Paymaya App

Signing up for Paymaya is very simple. First, download the app from Google Play or App Store and follow the 6 simple steps.

Step 1: Enter your details: name, email, mobile number, and date of birth.

Step 2: Tap “Agree

Step 3: Paymaya will send the SMS verification code to your mobile number

Step 4: Enter the verification cod

Step 5: Tap “Proceed

Step 6: Enter the invite code “RO64J0PM053E” in the Get Free Credits screen and tap “Submit Invite Code.” Important: You need a referral code to claim P100 reward

Congratulations! You now have a Paymaya account.

How to Claim ₱100 Reward

Paymaya is giving away P100 to all new users to grow their massive user base. Here’s how to claim the reward.

Step 1: Upgrade your account for free. You need to upgrade your account for higher spending limits (up to P100,000 monthly), online transfers, and withdrawals.

Step 2: Open the Paymaya app and access the menu. Select “Upgrade your Account

Step 3: Fill out the required information and prepare at least one (1) valid Primary ID or two (2) valid Secondary IDs. Note: Make sure that your name and birthday match in the upgrade application form.

Step 4: Record and submit a 4-5 second video selfie. You must follow the onscreen instructions and the required gestures. Note: Don’t cover any part and position your face properly

Step 5: Review your application after recording the video selfie and tap “Submit.”

Step 6: Check the status of your application in the menu by tapping “Check My Upgrade Status.”

Step 7: Once approved, you’ll receive SMS confirmation within 24 hours.

Step 8: Cash-in to your Paymaya wallet

Step 9: Complete your first Paymaya transaction. Buy from a shop, pay bills, make a QR payment or pay using a Paymaya virtual card.

And that’s it! You’ll now receive a P100 reward in your wallet!

Related post: How to Return Item in Shopee

Paymaya Cash In Options

Adding funds to your Paymaya wallet is pretty straightforward. You can do it thru the following options:

Option 1: Online Bank Account

Cash in thru a bank account using the Paymaya app is 100% free. However, at the moment, they only support 3 banks.

  1. BPI
  2. Unionbank
  3. RCBC

How to Transfer from BPI to Paymaya using the Paymaya app

You must link your bank account first before you can cash in. Here’s how to cash in from BPI, Unionbank, or RCBC to Paymaya. Don’t worry, it’s effortless with only 7 steps.

Step 1: Open your Paymaya app

Step 2: Tap “Cash In

Step 3: Tap cash in via “Bank Account” and select the appropriate bank (BPI, Unionbank, or RCBC)

Step 4: Enter the amount and tap “Continue.Note: Minimum cash in is P500. Make sure you have enough balance in your bank account.

Step 5: Log in to your bank’s account and complete the authentication process.

Step 6: Select the source account and tap “Authorize.”

Step 7: Once confirmed and linked, the transferred amount will reflect your Paymaya balance.

Related: “BPI Scheduled Bills Payment – Quick Setup

Option 2: Debit or Credit Card

Paymaya allows users to cash in thru major debit or credit cards. The latter is the quickest option, but you need to know a few things.

  1. Visa
  2. Mastercard
  3. JCB

There’s a convenience fee of P200, and the minimum cash in is P1,000. The fee is disappointing, but this feature is handy when you need cash.

Related: “How to Open a BPI Account Online

Option 3: Padala Agents

The last cash-in option is thru padala branches. This is very useful and accessible for people who have limited internet connectivity.

Convenience Stores

  • 7-Eleven
  • Alfamart
  • AllDay Convenience
  • AllDay Mart
  • Family Mart
  • Ministop

Pawnshops

  • Cebuana Lhuillier
  • Palawan Express
  • Raquel Pawnshop
  • RD Pawnshop
  • Tambunting
  • Villarica Pawnshop

Pay&Go and Self-Service Kiosks

  • Easymart
  • eTap
  • Landers
  • Lawson
  • Mercury Drug
  • No Brand via Cashier or Kiosk
  • Shopwise via Cashier or Kiosk
  • Super 8
  • Touchpay
  • Zoompay

Related: “Transfer Funds from Payoneer to GCash

Money Remittance, Payment Centers

  • AllCash
  • Ayannah
  • Bayad Center
  • DA5
  • ECPay
  • ExpressPay
  • iBayad
  • Panalo Express
  • Perahub
  • Pisopay
  • Posible.net
  • True Money
  • Western Union

Department Stores

  • AllDay Supermarket
  • Ever Supermarket
  • Gaisano
  • SM Store
  • SM Hypermarket
  • SM Supermarket
  • Savemore Market
  • WalterMart
  • Robinsons Supermarket
  • The Marketplace

Related: “Buy Bitcoin and Ether in the Philippines

Banks, e-Wallets via Instapay or Pesonet

  • AllBank
  • AUB
  • Bank of Commerce
  • BDO
  • BPI
  • BPI Direct Banko
  • Cebuana Lhuillier Rural Bank
  • China Banking Corporation
  • China Bank Savings
  • CTBC
  • Citibank
  • CIMB Bank Philippines
  • DCPay Philippines Inc (Coins PH)
  • Development Bank of the Philippines
  • EastWest Bank
  • Equicom Savings Bank
  • GCash
  • HSBC
  • Keb Hana Bank
  • Land Bank of the Philippines
  • Maybank
  • Metrobank
  • PBCom
  • Philippine Trust Company
  • PNB
  • PSBank
  • Robinsons Bank
  • Security Bank
  • Shinhan Bank Manila
  • Sterling Bank of Asia
  • Sun Savings Bank
  • Unionbank
  • UCPB

How to Transfer from Gcash to Paymaya

Step 1: Login to GCash app

Step 2: Tap “Bank Transfer

Step 3: Tap “View All

Step 4: Search and tap “Paymaya Philippines, Inc.”

Step 5: Enter the required details:

    • Amount to send
    • Account name
    • Account number
    • Email for receipt (optional)

Step 6: Tap “Send Money”

Step 7: Review the details and make sure all information is correct. Note: The transfer fee is P15.00

Step 8: Tap “Confirm

Step 9: Enter the 6-digit authentication code sent to your GCash mobile number

Step 10: Tap “Submit

Wait for SMS confirmation from GCash, and you’re done

Related: “How to Cash In to GCash

How to Transfer from BDO to Paymaya

Step 1: Login to BDO Online Banking

Step 2: Hover to “Pay Bills and Reload” and select “Pay Bills

Step 3: Enter the required payment details:

    • Under “Pay from,” select the source account
    • Under “Company/Biller“, select “Paymaya
    • Amount
    • Subscriber Name
    • Subscriber Mobile Number

Step 4: Click “Submit

Step 5: Transaction confirmation message will appear on your screen

Step 6: Wait for Paymaya’s SMS confirmation

 

bpi to paymaya

How to Transfer from BPI to Paymaya using BPI Mobile App

Step 1: Download BPI Mobile App in the App Store or Google Play

Step 2: Login to BPI Mobile App

Step 3: Tap the hamburger menu

Step 4: Tap “Transfers,” then tap “Transfer Money

Step 5: Under “Transfer from,” select the source account

Step 6: Enter the transfer amount. Note: The transfer fee is P25.00

Step 7: Select “Transfer to another bank

Step 8: Under “Bank,” select “Paymaya Philippines, Inc.”

Step 9: Enter the recipient’s details:

    • Account number (mobile number)
    • Account name
    • Notes (optional)

Step 10: Tap “Next

Step 11: Review the details and make sure all information is correct

Step 12: Tick the box to agree to the terms and conditions

Step 13: Tap “Confirm

Step 14: Enter your 6-digit PIN

Transaction confirmation will appear on your screen

Related: “How to Top Up Shopee Pay Using GCash

How to Transfer from Paypal to Paymaya

This is for you if you’re a freelancer with remittances from overseas clients. Note: Make sure you have at least P100.00 balance in your Paymaya account

Step 1: Link your Paymaya and Philippine-registered Paypal accounts

    1. Login to your Paypal account
    2. Hover to your name and select “Account Settings
    3. Click “Money, Banks and Cards
    4. Under “Bank Accounts,” click “Link a new card“Enter your card information:
      • Card number
      • Card type
      • Expiration date
      • Security code
      • Billing address. Note: Make sure your Paypal, and Paymaya addresses are exactly the same
      • Paypal will facilitate an authorization request. It will charge/deduct P100.00 from your Paymaya account
      • Once your card is validated and verified, P100.00 will be refunded to your Paymaya account

Step 2: Transfer Paypal balance to Paymaya

    1. Login to your Paypal account
    2. Click “Withdraw Funds
    3. Enter the amount and select your Paymaya account. Note: Minimum withdrawal is P500.00. The withdrawal fee is P250.00
    4. Paypal will process the withdrawal within 4 business days
    5. Money will be credited to your Paymaya account

Other Payment Channels

  • ACM-VIP
  • AllCard
  • Digipay
  • Global Access
  • LBC
  • Robinsons Business
  • Servicio
  • Smart Padala
  • Southstar Drug

Paymaya Cash Out Options

The most crucial feature of e-wallets is transferring funds from one wallet to the other. Here are different ways to cash out or transfer from Paymaya to other digital wallets.

paymaya to gcash

How to Transfer from Paymaya to GCash

Step 1: Open the Paymaya app

Step 2: Tap “Bank Transfer” and select “GCash

Step 3: Enter the required information:

    • Amount
    • Purpose
    • Account number (mobile number)
    • First name
    • Last name

Step 4: Review the details and make sure all information is correct. Note: The transfer fee is P15.00

Step 5: Tap “Send

Step 6: Enter the One Time Pin (OTP) sent to your Paymaya mobile number

Step 7: Tap “Proceed

Wait for Paymaya’s SMS confirmation

How to Transfer from Paymaya to Coins.PH

Step 1: Open the Paymaya app

Step 2: Tap “Bank Transfer” and select “GCash

Step 3: Enter the required information:

    • Amount
    • Purpose
    • Account number (mobile number)
    • First name
    • Last name

Step 4: Review the details and make sure all information is correct. Note: The transfer fee is P15.00

Step 5: Tap “Send

Step 6: Enter the One Time Pin (OTP) sent to your Paymaya mobile number

Step 7: Tap “Proceed

Step 8: Wait for Paymaya’s SMS confirmation

Related: “How to Start a Dropshipping Business

How to Transfer from Paymaya to Palawan Express

Step 1: Login to the Paymaya app

Step 2: Tap “Send Money

Step 3: Enter the recipient’s mobile number

Step 4: Enter the amount to send

Step 5: Tap “Continue

Step 6:Review the information. Make sure all information is correct

Step 7: Tap “Send

Wait for Paymaya’s SMS confirmation

How to File a Dispute with Paymaya

Step 1: Fill out the Dispute Form

Step 2: Prepare the necessary supporting documents

Step 3: Send the dispute form and documents to [email protected]

Related: “Buy Bitcoin, Ether and Other Crypto in CoinsPH

Which is better GCash or Paymaya?

It depends. GCash is best for personal use, but Paymaya is great for business owners.

I use GCash for bills, online purchases, and money transfers most of the time, but Paymaya is a good “backup” e-wallet.

GCash is easier to use, and most of my friends and family use it. Sadly, only a few of my friends are using Paymaya.

But, many businesses are using Paymaya Point of Sale (POS) because there’s no GCash POS.

Paymaya Customer Service

If for any reason, you encounter problems with Paymaya, you can always contact them thru the following:

Conclusion

The Paymaya app is installed on my phone but I only use it when merchants don’t accept GCash or Shopee Pay.

It’s an excellent mobile wallet but only a few of my networks use it. Smart (or PLDT) has a lot of catching up to surpass GCash.

How about you? Are you using GCash or Paymaya?

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Paul DabucoAuthor
Paul Dabuco is the author of Juan Investor. He’s passionate about investing and digital marketing. When he’s not blogging he’s either tinkering on his clients’ Facebook ads or beachbumming.

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